Legacy planning

This type of life insurance policy can help you increase your legacy planning and security, as it can give you:

A large amount of coverage that can provide a generous inheritance to your heirs, while avoiding or reducing estate taxes and probate costs. This can help your family preserve your wealth and honor your legacy.

A lifelong protection and a cash value that can give you income and security for as long as you live, no matter how long you live. This can help you supplement your retirement income, pay for medical expenses, and leave a legacy for your loved ones.

A way to access your money when you need it, as the cash value can be withdrawn or borrowed from at any time, without any restrictions or penalties, as long as you follow the rules of the policy.

A way to protect yourself from market risk, as the cash value and the death benefit are guaranteed by the insurance company, as long as the policy stays active and the premiums are paid.

A way to support your favorite causes and charities, by using a trust or a beneficiary designation to donate a portion or all of your death benefit to the organizations that reflect your values and passions. This can help you make a positive impact on the world and leave a lasting legacy.

We can help you create a life insurance policy that fits your needs, goals, and situation. We can help you pick the type of policy, the amount of coverage, the premium payment plan, the market index, and the withdrawal and loan strategies that work best for you. We can also help you review and update your will, trust, and charitable giving over time, as your circumstances and laws may change. We can help you see how your policy and your legacy plan are doing, make any changes to your documents, and make sure that they comply with the legal requirements. If you want to know more about how we can help you boost your legacy planning and wealth transfer with a special type of life insurance policy, please contact us today for a free chat. We are happy to hear from you and help you plan your future.